Track accounts, automate transactions, forecast balances, and optimize debt payoff — all in one place. Powered by the Stock & Flow method.
A complete financial toolkit for individuals, couples, and families.
Track checking, savings, credit cards, loans, investments, e-wallets, and more. Support for 10 account types with real-time balance updates.
Record income, expenses, and transfers / payments with automatic balance recalculation. Filter, search, and categorize every money movement.
Set up bills, subscriptions, and salary with 7 frequency options. Transactions are generated automatically — never miss a payment.
Monthly cashflow charts, spending by category, income breakdowns, and net worth reports with up to 24 months of history.
27 currencies supported out of the box. Automatic exchange rate conversion for accurate net worth across all your accounts worldwide.
Set savings targets, debt payoff goals, and net worth milestones. Track progress visually and stay motivated with milestone markers.
Create what-if scenarios to model income changes, expense adjustments, and one-time events. Compare outcomes side by side before making big decisions.
Run 1,000 probabilistic iterations to stress-test your finances. Get P10/P50/P90 confidence intervals and goal achievement probability.
Access your financial data programmatically with a full REST API. Token authentication, rate limiting, and 30+ endpoints for accounts, transactions, and analytics.
From zero to full financial visibility in minutes.
Sign up in seconds. Your household is created instantly — invite family members later.
Add your bank accounts, credit cards, and loans. Set opening balances and start tracking.
Record transactions, view reports, set goals, and watch your financial health improve over time.
Account Types
Currencies
Goal Types
Automated Tests
CashFlow is grounded in systems thinking. Your accounts are stocks — things you can measure at a point in time. Transactions are flows — the rates of change that move money in and out.
This model gives you a complete, real-time picture of your finances. Every transaction automatically updates account balances. Every balance feeds into your net worth. Every trend tells a story.
Explore the EngineCashFlow is built for households, not just individuals. Invite your partner, family members, or financial advisor to collaborate on your finances.
All data is securely scoped to your household. Members see only what they should — enforced at every level.
Join CashFlow and start building a clearer picture of your financial life today.
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