CashFlow is built on a proven financial model — not another budget tracker. Track accounts, simulate futures, and make every financial decision with confidence.
Uses the Stock & Flow model — the same method accountants use. Your balances reflect reality, not approximations.
Balance forecasting and Monte Carlo simulation show you what's coming — before you commit to a financial decision.
Owner, member, and viewer roles let you manage finances as a team — with proper access control and shared visibility.
Most people manage 5+ accounts across 3+ institutions. CashFlow brings every account type — from your daily wallet to credit cards and investment portfolios — under one roof, so you never lose track of where you stand.
Every dollar you earn and spend tells a story. CashFlow helps you read it — with hierarchical categories, full-text search, and filters that surface exactly what you need in seconds, not minutes of scrolling.
The average household tracks 12+ recurring bills. Set them up once and CashFlow handles the rest — generating transactions on schedule, alerting you to what's coming due, and making sure nothing ever slips through the cracks.
Earning in one currency and spending in another? CashFlow unifies all your accounts into your home currency so you always see your true net worth — not a fragmented mess of manual currency conversions you'll never keep up with.
Most people have no idea where their money actually goes. CashFlow's analytics change that — showing you patterns, trends, and spending breakdowns that you'd never spot in a bank statement, so you make decisions based on reality, not gut feel.
What happens to your checking account if you pay off your card aggressively? CashFlow projects the answer — so you can plan with confidence, not hope. Choose between two proven debt strategies and see the exact month you'll be debt-free.
What if you switched jobs? Bought a house? Took out a personal loan? CashFlow's scenario engine lets you model any financial decision — and the Monte Carlo simulator shows the full range of possible outcomes, not just the optimistic one.
Goals without tracking are just wishes. CashFlow turns your financial targets into live progress bars — with milestones that keep you motivated, deadline visibility, and links to the accounts you're actually using to get there.
Spreadsheets drift. Manual tallies lie. CashFlow recalculates your balance from every transaction the moment you make a change — no reconciliation headaches, no second-guessing, no "let me re-add that to check."
Your financial data is some of the most personal information you have. CashFlow is built with security at every layer — from brute force lockouts and encrypted credentials to strict household isolation — so you can track everything without worry.
Start for free — no credit card required. All features unlocked from day one.